Why Does Saving Money Make Retired People Happy?

I’ve got some ideas about that

Most of us have enough money to get by, and then some. But even though we have a cushion, we’re not spending down our assets very quickly. Some of us aren’t spending them down at all. In fact, for many of us, the goal is to accumulate more rather than to die broke. What are we saving for?

We’re practical, for one thing. We know we might need large sums of money in the future. We might face an emergency, most likely medical, that will take every cent we’ve managed to squirrel away.

I’ve gone from hoping I’d have enough money to get by when I was in my early adulthood to enjoying being able to spend more freely in midlife. Now, it’s saving and investing that floats my boat, and I think part of my newfound, voluntary thrift is a natural outcome of the aging process. It’s driven by maturity.

Once upon a time, we saved up for vacations. We crammed as much fun as we could into weekends and weeks off so we could enjoy our time away from the office. And it almost didn’t matter what that cost.

But in retirement, there’s no office to get away from. We’re not frantic to enjoy ourselves anymore, because the retirement life is enjoyable by its nature. It’s delicious to wake up because you’ve had enough rest rather than because the alarm is blaring. It’s awesome to take a leisurely walk after breakfast instead of planting yourself in a cubicle and picking up the phone.

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